Important Notice

Your use of the Sapoznik.com Web site constitutes your agreement with the terms and conditions outlined below, with any other terms and conditions stated herein, and with any applicable laws. These terms are subject to change without prior notice.

Copyright and Trademark

All contents are protected by U.S. and international copyright, © 2009 Sapoznik Insurance, Inc. All rights reserved. All software and other technology components of this Web site are protected by U.S. and international copyright, with all rights reserved. Sapoznik Insurance is the trademarks or service marks of Sapoznik Insurance, Inc. Sapoznik Insurance, Inc. reserves all of its rights with regard to those marks and any other Sapoznik Insurance, Inc trademarks or service marks appearing herein. This site may also contain trade names and trademarks of other companies that are the property of their respective owners.

Site Use

This site and its contents are provided solely for personal, noncommercial use and for no other purpose. Any downloading or copying of the materials herein is permitted for such personal, noncommercial use only. No right, title or interest in such materials is transferred to you upon such copying or downloading, and such materials may not be transferred, linked, reproduced, retransmitted or otherwise distributed or displayed, in whole or in part.


Links to Other Sites

Sapoznik Insurance makes no representations or warranties about any other Web site you may access through this Web site. If there is a link to another Web site, such link does not constitute an endorsement of that site or the products or services contained therein and is provided solely as a convenience to you.

Disclaimer

Unless specifically noted, this site, its content or the information available on or through it is provided on an "as is" basis without warranties of any kind, either express or implied, including warranties of title or implied warranties of merchantability or fitness for a particular purpose. You acknowledge that you use this site at your own risk, that you assume full responsibility for all costs associated with all necessary servicing or repairs of any equipment you use in connection with your use of this site, and that Sapoznik Insurance, Inc. and its affiliates shall not be liable for any damages special, indirect or consequential of any kind related to your use of this site. Warranties and return rights concerning such products are governed by terms provided elsewhere in this site and by applicable law.

Choice of Law

If any disputes arise between us regarding your use of this Web site, such disputes shall be resolved according to the laws of the State of Florida.

User Communications

Any message you send to us via email, postcard, letter, voice mail or other transmission relating to your use of this site shall be and remain the property of Sapoznik Insurance, and Sapoznik Insurance shall not be limited in any way in its use, promotional, commercial or otherwise. However, we will not use your full name in any such promotional use without your permission. You agree that no such messages will violate the rights of any third party or contain any libelous or otherwise unlawful materials. We save certain messages and emails on file for promotional and marketing purposes, but we are not required to and do not retain every such message.

Site Operator

Sapoznik Insurance Inc, 1100 N. E. 163rd Street, 2nd Floor
North Miami Beach, Florida 33162, in conjunction with its third party service providers, operates this Web site.