Entries by Jacqueline Charles

Health Insurance Claims Process Is a Nightmare: Even for this 35-year health insurance maven.

On Saturday, April 17th, 2021, I woke up feeling sick. I had hoped I would get better, instead as the day progressed, I fell violently ill.  I finally called Miami-Dade Rescue.  I thought that my time had come!  I was so sick that I was unable to walk downstairs to open the front door. Somehow, I did manage. Though, I collapsed shortly after. […]

Four reasons to provide health insurance to your team by Jacqueline S. Charles

Ever wonder how many Americans have group health insurance? The Kaiser Family Foundation estimates that approximately 156,199,800 Americans (49 percent) receive employer-sponsored health insurance (also known as group health insurance). You may have one question in mind regarding employers providing coverage for their employees and their dependents: Why? Because it’s good for their teams and good for business. […]

Why belong to an association?

Association memberships are a vital part of my social life. Some may see this as challenging the “work-life balance,” I see it differently. Aren’t friendships developed by common interests and like-minded people? Aren’t associations formed for the same thing?  I belong to the Florida Restaurant and Lodging Association, Florida Association of Non-Profits, and several large Chambers of Commerce, which speaks to my different interests both personally and professionally.  Beyond making acquaintances […]

Are you thinking about retirement?

Suppose you are one of the fortunate individuals that will receive a retirement package that includes continued health coverage from your company. In that case, it will more than likely come in the form of a Medicare Supplement or a Group Medicare Plan. The question is, will it meet your retirement needs?    My clients often ask to meet when preparing for retirement. They call to learn of their options in transitioning to a Medicare Plan and how it works. Unbeknownst to […]

What makes a great insurance broker?

I started in the insurance industry totally by accident while going through a life- changing event! When I had my children, I decided to be a stay-at-home mom, and left the workforce. It was a wonderful six years until my divorce forced me to go back to work. I had to face reality. I had no relevant work experience. I was lost. I needed flexibility with […]