Without fail, I always receive questions and concerns about plan deductibles. Most believe that you must satisfy the entire deductible before any services are covered. Let’s put that myth to bed. The annual deductible applies only to the services billed until the deductible is met. The member is only paying the contracted price for that […]
Benefits are complicated and getting more so. Unfortunately, benefits education has often been reduced to a one-hour open enrollment meeting a year. Since benefits are one of the top three investments or line items (depending on how you look at it), doesn’t it merit more attention? Spending the time to fully educate yourself on your […]
Having treatments or claims denied by the insurance company happens far too often. Some people try to fight it on their own, which can seem like an endless battle, while others who are more fortunate tend to pay for the treatment out of pocket and figure it out later. There is a third option, which […]
Over the years, we all have our customer situations that stand out, and we remember. As my first client with Sapoznik Insurance, a World Company, and a referral from a partner agency, this one was particularly memorable. One of the things that attracted me to this organization is its dedication to its clients year-round. In […]
Can I appeal a health insurance claim if I was treated at an in-network hospital but the physicians were not? Yes you can, and you should.
If you are stuck on selecting a health plan, Benefits Consultant and Benefits Educator Ileana Miranda reviews what to look for and what to ask when it comes to your employer-sponsored health plan.
Diversity, equity, and inclusion (DEI) have made significant progress in the workplace. Is that progress translating into employee benefits for a diverse and inclusive culture? As the saying goes, “We’ve come a long way, baby.” Just not far enough. See what Rachel Sapoznik had to say about the topic in BenefitsPRO!
In recent years, Florida, specifically Miami, has attracted attention as a global hub for business. From the Mayor of Miami, Francis Suarez, making a hard and successful push to be the next Silicon Valley to the new law signed by the governor, gone are the days where people believe Florida is just a place to […]
