Entries by Jacqueline Charles

Appealing an Insurance Claim

I couldn’t believe I racked up a$93,000 bill. (Click here to read the full story.) Even worse, $15,000 was denied by the insurance carrier and was considered out-of-network services. I was recently diagnosed with Vestibular Neuritis, an inner ear disorder that may cause a sudden onset of vertigo, dizziness, balance issues, nausea, and vomiting. As a recap, here […]

A simple guide to choosing a health plan

The most common question that I receive during open enrollment from employees or new hires is: “Which plan do you recommend”? That is not an easy question to answer. It all depends on the needs of that individual. The ability to choose from a variety of health plans is important. The three popular types are Health […]

Four reasons to provide health insurance by Jacqueline S. Charles

Ever wonder how many Americans have group health insurance? The Kaiser Family Foundation estimates that approximately 156,199,800 Americans (49 percent) receive employer-sponsored health insurance (also known as group health insurance). You may have one question in mind regarding employers providing coverage for their employees and their dependents: Why? Because it’s good for their teams and good for business. […]

Why belong to an association?

Association memberships are a vital part of my social life. Some may see this as challenging the “work-life balance,” I see it differently. Aren’t friendships developed by common interests and like-minded people? Aren’t associations formed for the same thing?  I belong to the Florida Restaurant and Lodging Association, Florida Association of Non-Profits, and several large Chambers of Commerce, which speaks to my different interests both personally and professionally.  Beyond making acquaintances […]